Find out which valuation your purpose requires
These guides are information about assessments that other professionals or official bodies ask for, such as probate, divorce, capital gains tax, Help to Buy, shared ownership, lease extension, lending and insurance. PMD does not supply these formal services. Each guide explains what the purpose asks for, what to tell the person you instruct and where a PMD report does not fit.
This is an estimate from comparable sales, not a RICS or mortgage valuation, and not a survey.
What valuation do you need for probate and inheritance tax?
Clarify the relevant date, property interest and estate assessment requirements for probate, then keep later marketing evidence and sale decisions separately labelled.
What should a property valuation for divorce or separation address?
Agree purpose, date, information and report use before commissioning a property assessment for separation, with clear distinctions between market research and expert instructions.
When might you need a property valuation for capital gains tax?
Prepare the transaction, date and property-interest questions for a tax adviser, rather than treating a current home estimate as a historic tax basis.
Which valuation is needed to repay a Help to Buy equity loan?
Follow the relevant England equity-loan administrator instructions before commissioning a Help to Buy assessment, and keep separate sale research in its proper scope.
How do valuations work when buying or selling shared ownership shares?
Distinguish staircasing from resale, confirm the provider instructions and understand why whole-home value, share calculations and transaction costs need separate consideration.
Why is a rebuild cost assessment different from your home’s market value?
Understand why rebuilding for insurance and selling on the market are different questions, with a briefing checklist for a properly scoped reconstruction assessment.
What does a lease extension valuation assess?
Prepare lease documents and specialist instructions for an extension assessment, while keeping the flat market price and current reform questions separate.
How is a property valued at a date in the past?
Collect evidence of the property at the required past date, label later changes and explain missing records when briefing a retrospective assessment.
How does a mortgage or remortgage valuation differ from your own estimate?
Understand the lender purpose, ask what information you will receive and distinguish mortgage assessment from your own price research and condition survey.
What is a Red Book valuation and when should you ask about one?
Read a Red Book assessment through its instruction, intended users, basis, date and limitations before assuming that it suits another recipient or decision.